I just got a phone call a moment ago from Wells Fargo informing me that since I'm a valued customer of theirs, I can try out million dollar life insurance FREE for 60 days.  If I'm not completely satisfied, I can cancel within those 60 days and I owe nothing.
Wow.  Free!!
Wow. 
That's . . . um . . . great.  How does one "try out" life insurance for sixty days, exactly?
I guess there are several different options, really:
1.)  I can die and be completely unhappy with the million dollars and then cancel.
2.)  I can feel a general sense of lack of protection (I need TWO million dollars! to be truly comfortable) and then cancel.
3.) I can imagine what it would be like to have to pay the monthly fee, feel unhappy about that fantasy malaise, and then cancel.
4.) I can keep it.
Life insurance doesn't lend itself to a trial membership like a lot of other places.  Say . . . Netflix, for instance.  I did a trial membership with them and found that I used them so I kept the service.  Great!
I don't want to start a trial life insurance membership, find that I will use it, and then . . . .*
Besides, I already have insurance through my company so there's that.